Welcome to GICROSOFT — Smart Retirement Planning

We specialize in annuity solutions designed to secure your financial future.

As a strong believer in technology and its power to reshape life expectancy, I understand the importance of planning ahead. The turning point is coming — and securing guaranteed lifetime income today is one of the smartest financial decisions you can make.

Whether you are just starting to explore annuities or looking to optimize your retirement strategy, I’m here to help. Feel free to reach out — I’d be happy to connect with you in person or online to answer your questions.

Let’s build a future where you can live longer, stronger, and without financial worry.

Afraid of accident that reduce your benefit from annuity? I think you should checkout life insurance too.

Guarantee lifetime income

Guaranteeing lifetime income is the most important feature that an annuity can offer. It's like a personal pension that you can't outlive. As long as you live, you will continue to receive payments.

Invest with confidence

Selecting a trusted insurance company is essential to protecting your investment. We proudly recommend only top-tier, highly rated companies to our clients.

Claim bonus

Many annuity products offer sign-on bonuses to help customers jump-start their retirement savings. Some bonuses increase the cash value, while others enhance the benefit base. Our team helps customers clearly understand these differences, ensuring there’s no confusion or unexpected surprises.

Risk-free growth

An indexed annuity guarantees risk-free growth. No matter how the market performs, your retirement account will never lose value — it can only grow.

Overcome longevity risk

Thanks to technological advances, life expectancy is rising rapidly. Annuities help reduce longevity risk by transferring it to the insurance company. While insurance companies plan for the average, individuals must plan for the worst — and an annuity can provide that critical protection.

Shield from inflation

The annuities we recommend continue to grow even after you begin taking income. Not all annuities offer this feature — and it’s critical. Inflation steadily erodes purchasing power over time, but with inflation protection, you can maintain your lifestyle no matter how long you live.

Optimize retirement life

Studies show that people with annuities enjoy happier, healthier, and longer lives — free from the fear of outliving their savings. Without financial worries, their family relationships also grow stronger.

Family Protection

Choosing a joint payout option ensures that your lifetime income continues for your spouse, even if you are no longer there. It’s a smart choice for families with only one retirement account holder, offering lasting peace of mind.

Tax benefits advantage

Income-based annuities offer two values: the cash value and the benefit base, with the benefit base typically growing much faster. By converting a pre-tax annuity to an after-tax one and paying taxes only on the cash value, you unlock a powerful tax-saving opportunity.